To say that the year 2020 has been tumultuous is an understatement, especially for contract workers in Michigan who have experienced the brunt of the pandemic-induced economic slowdown. With businesses closing down, work hours reducing, and jobs disappearing, the Michigan unemployment rate soared to 14.8% by April 2020.

However, the Michigan Unemployment Insurance Agency (UIA) stepped up to provide some relief for contract workers who lost their jobs or saw a reduction in their work hours due to COVID-19. Here`s everything you need to know about Michigan unemployment for contract workers.

Who Qualifies for Michigan Unemployment?

To qualify for Michigan Unemployment Insurance (UI) benefits, you must have worked in Michigan in the past 18 months and earned enough wages. You should also be:

– Fully or partially unemployed through no fault of your own.

– Able and available for full-time work.

– Actively seeking work, unless you have a waiver.

If you`ve been classified as an independent contractor or self-employed, you may still qualify for unemployment benefits under the Pandemic Unemployment Assistance (PUA) program created under the Coronavirus Aid, Relief, and Economic Security (CARES) Act.

How to Apply for Michigan Unemployment Benefits?

To apply for Michigan unemployment benefits, visit the Michigan Web Account Manager (MiWAM) website and create an account. You`ll need your Social Security number, driver`s license or state ID number, and the names and addresses of all your employers in the past 18 months.

Once you`ve applied, you`ll receive a confirmation letter and an unemployment determination letter stating if you`re eligible for benefits and how much you can receive. File your claim every two weeks to continue receiving benefits.

How Much Can You Receive in Michigan Unemployment Benefits?

The amount of Michigan unemployment benefits you can receive depends on your earnings in the past 18 months, up to a maximum weekly benefit amount of $362. You may also be eligible for an additional $600 per week in federal PUA benefits under the CARES Act, which expire on December 26, 2020.

How Long Can You Receive Michigan Unemployment Benefits?

In Michigan, you can receive a maximum of 20 weeks of unemployment benefits, although this may be extended in certain circumstances. Michigan also provides an additional 13 weeks of unemployment benefits under the federal Pandemic Emergency Unemployment Compensation (PEUC) program, which expires on December 26, 2020.

Conclusion

The COVID-19 pandemic has affected almost every aspect of our lives, especially for contract workers in Michigan who have lost their source of income. If you`re a contract worker who has lost their job or seen a reduction in work hours, you may qualify for Michigan unemployment benefits under the CARES Act.

Remember to apply as soon as possible and keep filing your claims on time to receive the maximum benefits available. Stay safe and stay positive.